{"id":23021,"date":"2026-01-01T16:09:45","date_gmt":"2026-01-01T15:09:45","guid":{"rendered":"https:\/\/coincharge.io\/bitcoin-payment-travel-rule-what-data-is-required\/"},"modified":"2026-01-02T16:48:26","modified_gmt":"2026-01-02T15:48:26","slug":"bitcoin-payment-travel-rule-what-data-is-required","status":"publish","type":"post","link":"https:\/\/coincharge.io\/en\/bitcoin-payment-travel-rule-what-data-is-required\/","title":{"rendered":"Bitcoin Payment &amp; Travel Rule &#8211; What data is required?"},"content":{"rendered":"<div class=\"wpb-content-wrapper\">[vc_row][vc_column][vc_column_text css=&#8221;.vc_custom_1767279980755{padding-top: 30px !important;padding-bottom: 30px !important;background-color: #6193C9 !important;}&#8221;]\n<h1 style=\"text-align: center;\"><span style=\"color: #ffffff;\"><strong>Travel Rule<\/strong><\/span><\/h1>\n<h2 style=\"text-align: center;\"><strong>What information must be disclosed when making a Bitcoin payment?<\/strong><\/h2>\n[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][vc_column_text css=&#8221;&#8221;]The Travel Rule raises questions for many Bitcoin users: Do I have to reveal my identity when paying with Bitcoin? What role does my choice of wallet play? This article explains the Travel Rule and shows how you can make payments in a privacy-friendly way.<\/p>\n<p>The so-called <strong>Travel Rule<\/strong> is an EU regulation that governs <strong>what information must be collected and passed on for certain crypto transactions<\/strong>.<br \/>\nMany Bitcoin users are therefore asking themselves:[\/vc_column_text][vc_column_text css=&#8221;.vc_custom_1767275933177{margin-left: 50px !important;}&#8221;]\n<ul>\n<li>Do I have to disclose my personal data when paying with Bitcoin?<\/li>\n<li>Is Bitcoin payment still private?<\/li>\n<li>What role does my wallet &#8211; and that of the retailer &#8211; play?<\/li>\n<\/ul>\n[\/vc_column_text][vc_column_text css=&#8221;&#8221;]In this article, we explain <strong>in an understandable and practical way<\/strong> why the <strong>choice of a self-custody wallet<\/strong> is crucial &#8211; for payers <strong>and<\/strong> for merchants who want to accept Bitcoin.[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][vc_column_text css=&#8221;.vc_custom_1767276038960{padding-top: 30px !important;padding-bottom: 30px !important;background-color: #6193C9 !important;}&#8221;]\n<h2 style=\"text-align: center;\"><span style=\"color: #ffffff;\"><strong>Who is the Travel Rule really aimed at?<\/strong><\/span><\/h2>\n[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][vc_column_text css=&#8221;&#8221;]An important point right at the start:<\/p>\n<p>\ud83d\udc49 <strong>The travel rule is not aimed at Bitcoin users or traders<\/strong>, but at so-called <strong>Crypto Asset Service Providers (CASPs)<\/strong>.<\/p>\n<p>CASPs are regulated crypto service providers, for example:[\/vc_column_text][vc_column_text css=&#8221;.vc_custom_1767276080857{margin-left: 50px !important;}&#8221;]\n<ul>\n<li>Bitcoin exchanges and brokers<\/li>\n<li>Custodial wallet provider<\/li>\n<li>Payment service providers that <strong>store<\/strong> Bitcoin <strong>for their customers<\/strong><\/li>\n<li>Providers who <strong>exchange crypto for euros or vice versa<\/strong><\/li>\n<\/ul>\n[\/vc_column_text][vc_column_text css=&#8221;&#8221;]These companies are subject to EU regulation (MiCA, AML, Travel Rule) and are obliged to <strong>collect, check and, if necessary, pass on customer data<\/strong>.[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][vc_column_text css=&#8221;&#8221;]\ud83d\udc49 The EU Travel Rule obliges CASPs to do this:[\/vc_column_text][vc_column_text css=&#8221;.vc_custom_1767366389517{margin-left: 50px !important;}&#8221;]\n<ul>\n<li data-start=\"1132\" data-end=\"1177\">Capture originator and beneficiary data<\/li>\n<li data-start=\"1180\" data-end=\"1230\">exchange them before or during the transfer<\/li>\n<li data-start=\"1233\" data-end=\"1315\">and to keep it available for AML\/CFT purposes<\/li>\n<\/ul>\n[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][vc_column_text css=&#8221;&#8221;]Possible data that CASPs need to collect:[\/vc_column_text][vc_column_text css=&#8221;.vc_custom_1767366461393{margin-left: 50px !important;}&#8221;]\n<ul>\n<li data-start=\"1651\" data-end=\"1671\">Full name<\/li>\n<li data-start=\"1674\" data-end=\"1683\">Address<\/li>\n<li data-start=\"1686\" data-end=\"1700\">Date of birth<\/li>\n<li data-start=\"1703\" data-end=\"1726\">Wallet type &amp; address<\/li>\n<li data-start=\"1729\" data-end=\"1759\">Customer\/transaction ID, if applicable<\/li>\n<li data-start=\"1762\" data-end=\"1845\">Legal Entity Identifier (LEI) for companies, if applicable<\/li>\n<\/ul>\n[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][vc_column_text css=&#8221;.vc_custom_1767276154519{padding-top: 30px !important;padding-bottom: 30px !important;background-color: #6193C9 !important;}&#8221;]\n<h2 style=\"text-align: center;\"><span style=\"color: #ffffff;\"><strong>Custody vs. self-custody &#8211; the crucial difference<\/strong><\/span><\/h2>\n[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][vc_column_text css=&#8221;&#8221;]Whether data must be passed on for a Bitcoin payment <strong>does not depend on Bitcoin itself<\/strong>, but on the <strong>form of custody<\/strong>.<\/p>\n<p>Custody<strong>(third-party custody)<\/strong>[\/vc_column_text][vc_column_text css=&#8221;.vc_custom_1767276187730{margin-left: 50px !important;}&#8221;]\n<ul>\n<li>Your Bitcoin is <strong>stored by a third party<\/strong><\/li>\n<li>z. e.g. with an exchange or a payment provider<\/li>\n<li>The provider is <strong>obliged by<\/strong> CASP \u2192 <strong>regulatory requirements<\/strong><\/li>\n<li>KYC, identity verification and data storage are mandatory<\/li>\n<\/ul>\n[\/vc_column_text][vc_column_text css=&#8221;&#8221;]<strong>Self-custody<\/strong>[\/vc_column_text][vc_column_text css=&#8221;.vc_custom_1767351738417{margin-left: 50px !important;}&#8221;]\n<ul>\n<li><strong>You hold the private keys yourself<\/strong><\/li>\n<li>Self-custody hardware wallet like: BitBox, Ledger, Trezor<\/li>\n<li>Self-Custody Lightning Wallet App like: Wallet of Satoshi, Breez, Zeus, Phoenix<\/li>\n<li>No third party stores your Bitcoin<\/li>\n<li><strong>No CASP involved<\/strong><\/li>\n<li><strong>No disclosure of personal data required<\/strong><\/li>\n<\/ul>\n[\/vc_column_text][vc_column_text css=&#8221;&#8221;]\ud83d\udc49 <strong>Self-custody means: control over Bitcoin <em>and<\/em> your data.<\/strong>[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][vc_column_text css=&#8221;.vc_custom_1767276466967{padding-top: 30px !important;padding-bottom: 30px !important;background-color: #6193C9 !important;}&#8221;]\n<h2 style=\"text-align: center;\"><span style=\"color: #ffffff;\"><strong>Example: From buying Bitcoin to your own wallet<\/strong><\/span><\/h2>\n[\/vc_column_text][\/vc_column][\/vc_row][vc_row css=&#8221;.vc_custom_1738351904557{border-top-width: 3px !important;border-right-width: 3px !important;border-bottom-width: 3px !important;border-left-width: 3px !important;padding-top: 10px !important;padding-bottom: 10px !important;border-left-style: solid !important;border-right-style: solid !important;border-top-style: solid !important;border-bottom-style: solid !important;border-color: #6193C9 !important;}&#8221;][vc_column][vc_column_text css=&#8221;&#8221;]\n<h3><strong>Buy Bitcoin with Euro (Fiat)<\/strong><\/h3>\n[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][vc_column_text css=&#8221;&#8221;]Let&#8217;s say you buy your first Bitcoin from an exchange or broker:[\/vc_column_text][vc_row_inner][vc_column_inner width=&#8221;1\/2&#8243;][vc_column_text css=&#8221;.vc_custom_1767276500077{margin-left: 50px !important;}&#8221;]\n<ul>\n<li>You go through a complete <strong>KYC process<\/strong><\/li>\n<li>Your identity data is already available there<\/li>\n<li>As long as the Bitcoin is there, it is in <strong>custody<\/strong><\/li>\n<\/ul>\n[\/vc_column_text][\/vc_column_inner][vc_column_inner width=&#8221;1\/2&#8243;][vc_single_image image=&#8221;23027&#8243; alignment=&#8221;center&#8221; css=&#8221;&#8221;][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row css=&#8221;.vc_custom_1738351904557{border-top-width: 3px !important;border-right-width: 3px !important;border-bottom-width: 3px !important;border-left-width: 3px !important;padding-top: 10px !important;padding-bottom: 10px !important;border-left-style: solid !important;border-right-style: solid !important;border-top-style: solid !important;border-bottom-style: solid !important;border-color: #6193C9 !important;}&#8221;][vc_column][vc_column_text css=&#8221;&#8221;]\n<h3><strong>From exchange to hardware wallet<\/strong><\/h3>\n[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][vc_column_text css=&#8221;&#8221;]If you then transfer your Bitcoin to <strong>your own hardware wallet<\/strong>, the following happens:[\/vc_column_text][vc_row_inner][vc_column_inner width=&#8221;1\/2&#8243;][vc_column_text css=&#8221;.vc_custom_1767276539491{margin-left: 50px !important;}&#8221;]\n<ul>\n<li>The exchange checks whether the destination address:\n<ul>\n<li>belongs to another CASP or<\/li>\n<li>is a <strong>self-custody wallet<\/strong><\/li>\n<\/ul>\n<\/li>\n<li>This check is carried out, for example, by:\n<ul>\n<li>Signature<\/li>\n<li>Satoshi test<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n[\/vc_column_text][\/vc_column_inner][vc_column_inner width=&#8221;1\/6&#8243;][vc_single_image image=&#8221;23027&#8243; alignment=&#8221;center&#8221; css=&#8221;&#8221;][\/vc_column_inner][vc_column_inner width=&#8221;1\/6&#8243;][vc_empty_space height=&#8221;20px&#8221;][vc_icon icon_fontawesome=&#8221;fa fa-solid fa-arrow-right&#8221; size=&#8221;lg&#8221; align=&#8221;center&#8221; css=&#8221;&#8221;][\/vc_column_inner][vc_column_inner width=&#8221;1\/6&#8243;][vc_single_image image=&#8221;23029&#8243; alignment=&#8221;center&#8221; css=&#8221;&#8221;][\/vc_column_inner][\/vc_row_inner][vc_column_text css=&#8221;&#8221;]\ud83d\udc49 If a self-custody wallet is confirmed, <strong>no personal data needs to be passed on<\/strong>.[\/vc_column_text][\/vc_column][\/vc_row][vc_row css=&#8221;.vc_custom_1738351904557{border-top-width: 3px !important;border-right-width: 3px !important;border-bottom-width: 3px !important;border-left-width: 3px !important;padding-top: 10px !important;padding-bottom: 10px !important;border-left-style: solid !important;border-right-style: solid !important;border-top-style: solid !important;border-bottom-style: solid !important;border-color: #6193C9 !important;}&#8221;][vc_column][vc_column_text css=&#8221;&#8221;]\n<h3><strong>From hardware wallet to the Lightning Wallet app<\/strong><\/h3>\n[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][vc_row_inner][vc_column_inner width=&#8221;1\/2&#8243;][vc_column_text css=&#8221;&#8221;]If you want to pay with Bitcoin, you usually use a Lightning Wallet on your smartphone. To do this, you transfer some of your Bitcoin from your self-custody hardware wallet to your self-custody Lightning Wallet app.[\/vc_column_text][\/vc_column_inner][vc_column_inner width=&#8221;1\/6&#8243;][vc_single_image image=&#8221;23029&#8243; alignment=&#8221;center&#8221; css=&#8221;&#8221;][\/vc_column_inner][vc_column_inner width=&#8221;1\/6&#8243;][vc_empty_space height=&#8221;20px&#8221;][vc_icon icon_fontawesome=&#8221;fa fa-solid fa-arrow-right&#8221; size=&#8221;lg&#8221; align=&#8221;center&#8221; css=&#8221;&#8221;][\/vc_column_inner][vc_column_inner width=&#8221;1\/6&#8243;][vc_single_image image=&#8221;23033&#8243; alignment=&#8221;center&#8221; css=&#8221;&#8221;][\/vc_column_inner][\/vc_row_inner][vc_column_text css=&#8221;&#8221;]Self-custody Lightning Wallets on your smartphone are for example:[\/vc_column_text][vc_row_inner][vc_column_inner][vc_column_text css=&#8221;.vc_custom_1767277703697{margin-left: 50px !important;}&#8221;]\n<ul>\n<li><a href=\"https:\/\/coincharge.io\/en\/wallet-of-satoshi\/\">Wallet of Satoshi<\/a><\/li>\n<li><a href=\"https:\/\/coincharge.io\/en\/phoenix-wallet\/\">Phoenix<\/a><\/li>\n<li><a href=\"https:\/\/coincharge.io\/en\/misty-breez\/\">Misty Breez<\/a><\/li>\n<li><a href=\"https:\/\/coincharge.io\/en\/zeus-bitcoin-and-lightning-wallet\/\">Zeus<\/a><\/li>\n<\/ul>\n[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][vc_column_text css=&#8221;&#8221;]\ud83d\udc49 If you transfer your Bitcoin from your own self-custody hardware wallet to your own self-custody Lightning wallet, <strong>no personal data will be passed on<\/strong>.[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][vc_column_text css=&#8221;.vc_custom_1767353653401{padding-top: 30px !important;padding-bottom: 30px !important;background-color: #6193C9 !important;}&#8221;]\n<h2 style=\"text-align: center;\"><strong>From Bitcoin purchase to Lightning payment<\/strong><\/h2>\n[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][vc_column_text css=&#8221;&#8221;]The typical process is:<\/p>\n<p>Custodial<strong>wallet \u2192 Self-custody hardware wallet \u2192 Self-custody lightning wallet<\/strong>[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column width=&#8221;1\/5&#8243;][vc_column_text css=&#8221;&#8221;]\n<p style=\"text-align: center;\">Bitcoin Broker \/ Exchange<\/p>\n[\/vc_column_text][vc_single_image image=&#8221;23027&#8243; alignment=&#8221;center&#8221; css=&#8221;&#8221;][vc_column_text css=&#8221;&#8221;]\n<p style=\"text-align: center;\">Third-party custody<\/p>\n[\/vc_column_text][\/vc_column][vc_column width=&#8221;1\/5&#8243;][vc_empty_space height=&#8221;100px&#8221;][vc_icon icon_fontawesome=&#8221;fa fa-solid fa-arrow-right&#8221; size=&#8221;lg&#8221; align=&#8221;center&#8221; css=&#8221;&#8221;][\/vc_column][vc_column width=&#8221;1\/5&#8243;][vc_column_text css=&#8221;&#8221;]\n<p style=\"text-align: center;\">Hardware Wallet<\/p>\n[\/vc_column_text][vc_single_image image=&#8221;23029&#8243; alignment=&#8221;center&#8221; css=&#8221;&#8221;][vc_column_text css=&#8221;&#8221;]\n<p style=\"text-align: center;\">Self-custody<\/p>\n[\/vc_column_text][\/vc_column][vc_column width=&#8221;1\/5&#8243;][vc_empty_space height=&#8221;100px&#8221;][vc_icon icon_fontawesome=&#8221;fa fa-solid fa-arrow-right&#8221; size=&#8221;lg&#8221; align=&#8221;center&#8221; css=&#8221;&#8221;][\/vc_column][vc_column width=&#8221;1\/5&#8243;][vc_column_text css=&#8221;&#8221;]\n<p style=\"text-align: center;\">Lightning Wallet App<\/p>\n[\/vc_column_text][vc_single_image image=&#8221;23033&#8243; alignment=&#8221;center&#8221; css=&#8221;&#8221;][vc_column_text css=&#8221;&#8221;]\n<p style=\"text-align: center;\">Self-custody<\/p>\n[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][vc_column_text css=&#8221;&#8221;]The following applies to all transfers <strong>between self-custody wallets<\/strong>:[\/vc_column_text][vc_column_text css=&#8221;.vc_custom_1767276737992{margin-left: 50px !important;}&#8221;]\n<ul>\n<li>no custodian<\/li>\n<li>no payment service provider<\/li>\n<li>No data collection<\/li>\n<li>No travel rule<\/li>\n<\/ul>\n[\/vc_column_text][vc_column_text css=&#8221;&#8221;]<strong>Bitcoin payments remain peer-to-peer<\/strong>.[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][vc_column_text css=&#8221;.vc_custom_1767276839279{padding-top: 30px !important;padding-bottom: 30px !important;background-color: #6193C9 !important;}&#8221;]\n<h2 style=\"text-align: center;\"><span style=\"color: #ffffff;\"><strong>What happens when I pay?<\/strong><\/span><\/h2>\n[\/vc_column_text][\/vc_column][\/vc_row][vc_row css=&#8221;.vc_custom_1738351904557{border-top-width: 3px !important;border-right-width: 3px !important;border-bottom-width: 3px !important;border-left-width: 3px !important;padding-top: 10px !important;padding-bottom: 10px !important;border-left-style: solid !important;border-right-style: solid !important;border-top-style: solid !important;border-bottom-style: solid !important;border-color: #6193C9 !important;}&#8221;][vc_column][vc_column_text css=&#8221;&#8221;]\n<h3><strong>a) P2P payments (private)<\/strong><\/h3>\n[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][vc_column_text]Payments between friends or acquaintances who both use self-custody wallets:[\/vc_column_text][vc_row_inner][vc_column_inner width=&#8221;1\/2&#8243;][vc_column_text css=&#8221;.vc_custom_1767277152949{margin-left: 50px !important;}&#8221;]\n<ul>\n<li>No registration<\/li>\n<li>No data collection<\/li>\n<li>Full privacy<\/li>\n<\/ul>\n[\/vc_column_text][\/vc_column_inner][vc_column_inner width=&#8221;1\/6&#8243; css=&#8221;.vc_custom_1767368903054{background-color: #FFFFFF !important;}&#8221;][vc_single_image image=&#8221;23033&#8243; alignment=&#8221;center&#8221; css=&#8221;&#8221;][vc_single_image image=&#8221;23029&#8243; alignment=&#8221;center&#8221; css=&#8221;&#8221;][\/vc_column_inner][vc_column_inner width=&#8221;1\/6&#8243;][vc_column_text css=&#8221;&#8221;]\n<p style=\"text-align: center;\">Self-Custody<\/p>\n<p style=\"text-align: center;\">on<\/p>\n<p style=\"text-align: center;\">Self-Custody<\/p>\n[\/vc_column_text][vc_icon icon_fontawesome=&#8221;fa fa-solid fa-arrow-right&#8221; size=&#8221;lg&#8221; align=&#8221;center&#8221; css=&#8221;&#8221;][\/vc_column_inner][vc_column_inner width=&#8221;1\/6&#8243; css=&#8221;.vc_custom_1767368829164{background-color: #FFFFFF !important;}&#8221;][vc_single_image image=&#8221;23029&#8243; alignment=&#8221;center&#8221; css=&#8221;&#8221;][vc_single_image image=&#8221;23033&#8243; alignment=&#8221;center&#8221; css=&#8221;&#8221;][\/vc_column_inner][\/vc_row_inner][vc_column_text css=&#8221;&#8221;]If payment is made from one self-custody wallet to another self-custody wallet, <strong>no personal data needs to be passed on<\/strong>.[\/vc_column_text][\/vc_column][\/vc_row][vc_row css=&#8221;.vc_custom_1738351904557{border-top-width: 3px !important;border-right-width: 3px !important;border-bottom-width: 3px !important;border-left-width: 3px !important;padding-top: 10px !important;padding-bottom: 10px !important;border-left-style: solid !important;border-right-style: solid !important;border-top-style: solid !important;border-bottom-style: solid !important;border-color: #6193C9 !important;}&#8221;][vc_column][vc_column_text css=&#8221;&#8221;]\n<h3><strong>b) Paying at merchants &#8211; the critical point<\/strong><\/h3>\n[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][vc_column_text css=&#8221;&#8221;]<strong>The merchant&#8217;s wallet is crucial<\/strong> here.<\/p>\n<p>In practice, merchants usually use one payment provider.<br \/>\nThere are <strong>two fundamentally different models<\/strong>:[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][vc_column_text css=&#8221;.vc_custom_1767360384502{padding-top: 30px !important;padding-bottom: 30px !important;background-color: #6193C9 !important;}&#8221;]\n<h2 style=\"text-align: center;\"><strong>Bitcoin payment provider<\/strong><\/h2>\n[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][vc_column_text css=&#8221;&#8221;]As a merchant, you can choose between a custodial or a self-custodial payment service provider for Bitcoin payment processing.[\/vc_column_text][\/vc_column][\/vc_row][vc_row css=&#8221;.vc_custom_1738351904557{border-top-width: 3px !important;border-right-width: 3px !important;border-bottom-width: 3px !important;border-left-width: 3px !important;padding-top: 10px !important;padding-bottom: 10px !important;border-left-style: solid !important;border-right-style: solid !important;border-top-style: solid !important;border-bottom-style: solid !important;border-color: #6193C9 !important;}&#8221;][vc_column][vc_column_text css=&#8221;&#8221;]\n<h3><strong>Custodial payment provider <\/strong><\/h3>\n[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][vc_column_text css=&#8221;&#8221;]If a merchant uses a custodial payment provider, the Bitcoin received is credited to the payment service provider&#8217;s Bitcoin wallet and stored there. The data that the payment service provider must collect depends on whether the payment is made by:[\/vc_column_text][vc_column_text css=&#8221;.vc_custom_1767362532383{margin-left: 50px !important;}&#8221;]\n<ul>\n<li>a self-custody wallet or<\/li>\n<li>from a CASP-regulated company such as a\n<ul>\n<li>Bitcoin exchange, a<\/li>\n<li>Bitcoin broker or a<\/li>\n<li>Custodial Bitcoin wallet is coming.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][vc_column_text css=&#8221;&#8221;]\n<h3>Payment from a self-custody wallet to a custodial payment provider<\/h3>\n[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][vc_column_text css=&#8221;&#8221;]The payer pays from their self-custody hardware wallet or lightning wallet. The payment is sent to a custodial payment provider, which credits the Bitcoin amount to the merchant&#8217;s Bitcoin wallet under its control.[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column width=&#8221;1\/4&#8243; css=&#8221;.vc_custom_1767368885922{background-color: #FFFFFF !important;}&#8221;][vc_column_text css=&#8221;&#8221;]\n<p style=\"text-align: center;\">Self-Custody Wallet<\/p>\n[\/vc_column_text][vc_single_image image=&#8221;23029&#8243; alignment=&#8221;center&#8221; css=&#8221;&#8221;][vc_single_image image=&#8221;23033&#8243; alignment=&#8221;center&#8221; css=&#8221;&#8221;][\/vc_column][vc_column width=&#8221;1\/4&#8243;][vc_empty_space height=&#8221;100px&#8221;][vc_icon icon_fontawesome=&#8221;fa fa-solid fa-arrow-right&#8221; size=&#8221;lg&#8221; align=&#8221;center&#8221; css=&#8221;&#8221;][\/vc_column][vc_column width=&#8221;1\/4&#8243;][vc_column_text css=&#8221;&#8221;]\n<p style=\"text-align: center;\">Custodial payment provider<\/p>\n[\/vc_column_text][vc_single_image image=&#8221;23078&#8243; alignment=&#8221;center&#8221; css=&#8221;&#8221;][\/vc_column][vc_column width=&#8221;1\/4&#8243;][vc_column_text css=&#8221;&#8221;]\n<p style=\"text-align: center;\">Custodial Bitcoin Wallet<\/p>\n[\/vc_column_text][vc_single_image image=&#8221;23082&#8243; alignment=&#8221;center&#8221; css=&#8221;&#8221;][\/vc_column][\/vc_row][vc_row][vc_column][vc_column_text css=&#8221;&#8221;]When making a payment from a self-custody wallet, the custodial payment provider does not receive any user data from the wallet. However, depending on the interpretation of the national regulatory requirements, the payment provider must request user data. As a rule, this data is transmitted to the payment provider from the order data of the store system, but not from the wallet.<br \/>\nIf this data is not collected by the store system, the payment provider may request it from the payer.[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][vc_column_text css=&#8221;&#8221;]\n<h3>Payment from a custodial wallet to a custodial payment provider<\/h3>\n[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][vc_column_text css=&#8221;&#8221;]The payer pays from a custodial wallet via a CASP, for example a Bitcoin exchange or a Bitcoin broker, to a custodial payment provider. The latter credits the Bitcoin amount to the Bitcoin wallet under its control.[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column width=&#8221;1\/5&#8243;][vc_column_text css=&#8221;&#8221;]\n<p style=\"text-align: center;\">Custodial Bitcoin Wallet<\/p>\n[\/vc_column_text][vc_single_image image=&#8221;23082&#8243; alignment=&#8221;center&#8221; css=&#8221;&#8221;][\/vc_column][vc_column width=&#8221;1\/5&#8243;][vc_column_text css=&#8221;&#8221;]\n<p style=\"text-align: center;\">Bitcoin Exchange \/ Broker<\/p>\n[\/vc_column_text][vc_single_image image=&#8221;23027&#8243; alignment=&#8221;center&#8221; css=&#8221;&#8221;][\/vc_column][vc_column width=&#8221;1\/5&#8243;][vc_empty_space height=&#8221;100px&#8221;][vc_icon icon_fontawesome=&#8221;fa fa-solid fa-arrow-right&#8221; size=&#8221;lg&#8221; align=&#8221;center&#8221; css=&#8221;&#8221;][\/vc_column][vc_column width=&#8221;1\/5&#8243;][vc_column_text css=&#8221;&#8221;]\n<p style=\"text-align: center;\">Custodial payment provider<\/p>\n[\/vc_column_text][vc_single_image image=&#8221;23078&#8243; alignment=&#8221;center&#8221; css=&#8221;&#8221;][\/vc_column][vc_column width=&#8221;1\/5&#8243;][vc_column_text css=&#8221;&#8221;]\n<p style=\"text-align: center;\">Custodial Bitcoin Wallet<\/p>\n[\/vc_column_text][vc_single_image image=&#8221;23082&#8243; alignment=&#8221;center&#8221; css=&#8221;&#8221;][\/vc_column][\/vc_row][vc_row][vc_column][vc_column_text css=&#8221;&#8221;]In this case, one CASP transmits the following information directly to the other CASP:[\/vc_column_text][vc_column_text css=&#8221;.vc_custom_1767364507337{margin-left: 50px !important;}&#8221;]\n<ul>\n<li>Name<\/li>\n<li>Address<\/li>\n<li>e-mail<\/li>\n<li>Date of birth<\/li>\n<\/ul>\n[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][vc_column_text css=&#8221;.vc_custom_1767366635228{margin-left: 50px !important;}&#8221;]\n<ul>\n<li>There is currently no threshold amount in the EU: every transaction between CASPs must be accompanied.<\/li>\n<li>In some countries, a threshold value applies (e.g. \u20ac 1,000 in other jurisdictions).<\/li>\n<\/ul>\n[\/vc_column_text][\/vc_column][\/vc_row][vc_row css=&#8221;.vc_custom_1738351904557{border-top-width: 3px !important;border-right-width: 3px !important;border-bottom-width: 3px !important;border-left-width: 3px !important;padding-top: 10px !important;padding-bottom: 10px !important;border-left-style: solid !important;border-right-style: solid !important;border-top-style: solid !important;border-bottom-style: solid !important;border-color: #6193C9 !important;}&#8221;][vc_column][vc_column_text css=&#8221;&#8221;]\n<h3><strong>Self<\/strong><strong>Custodial payment provider <\/strong><\/h3>\n[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][vc_column_text css=&#8221;&#8221;]The transfer takes place <strong>directly between the payer and merchant wallet, <\/strong>similar to a P2P payment.[\/vc_column_text][\/vc_column][\/vc_row][vc_row css=&#8221;.vc_custom_1767365197381{background-color: #FFFFFF !important;}&#8221;][vc_column width=&#8221;1\/3&#8243;][vc_column_text css=&#8221;&#8221;]\n<p style=\"text-align: center;\">Self-Custody Wallet<\/p>\n[\/vc_column_text][vc_single_image image=&#8221;23029&#8243; alignment=&#8221;center&#8221; css=&#8221;&#8221;][vc_single_image image=&#8221;23033&#8243; alignment=&#8221;center&#8221; css=&#8221;&#8221;][\/vc_column][vc_column width=&#8221;1\/3&#8243;][vc_empty_space height=&#8221;200px&#8221;][vc_icon icon_fontawesome=&#8221;fa fa-solid fa-arrow-right&#8221; size=&#8221;lg&#8221; align=&#8221;center&#8221; css=&#8221;&#8221;][\/vc_column][vc_column width=&#8221;1\/3&#8243;][vc_column_text css=&#8221;&#8221;]\n<p style=\"text-align: center;\">Self-Custody Wallet<\/p>\n[\/vc_column_text][vc_single_image image=&#8221;23029&#8243; alignment=&#8221;center&#8221; css=&#8221;&#8221;][vc_single_image image=&#8221;23033&#8243; alignment=&#8221;center&#8221; css=&#8221;&#8221;][\/vc_column][\/vc_row][vc_row][vc_column][vc_single_image image=&#8221;23078&#8243; alignment=&#8221;center&#8221; css=&#8221;&#8221;][\/vc_column][\/vc_row][vc_row][vc_column width=&#8221;1\/2&#8243;][vc_column_text css=&#8221;&#8221;]A self-custody payment provider:[\/vc_column_text][vc_column_text css=&#8221;.vc_custom_1767277413453{margin-left: 50px !important;}&#8221;]\n<ul>\n<li><strong>does not store Bitcoin<\/strong><\/li>\n<li><strong>does not carry out transactions<\/strong><\/li>\n<li><strong>does not collect any payer data<\/strong><\/li>\n<\/ul>\n[\/vc_column_text][\/vc_column][vc_column width=&#8221;1\/2&#8243;][vc_column_text css=&#8221;&#8221;]Instead, it operates purely as a software provider:[\/vc_column_text][vc_column_text css=&#8221;.vc_custom_1767277446113{margin-left: 50px !important;}&#8221;]\n<ul>\n<li>Creates payment invoices<\/li>\n<li>observes Blockchain or Lightning<\/li>\n<li>forwards payment status<\/li>\n<\/ul>\n[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][vc_column_text css=&#8221;&#8221;]\ud83d\udc49 <strong>No travel rule, no KYC, no data collection.<\/strong><\/p>\n<p>Examples of self-custody payment providers:[\/vc_column_text][vc_column_text css=&#8221;.vc_custom_1767277514706{margin-left: 50px !important;}&#8221;]\n<ul>\n<li><a href=\"https:\/\/coincharge.io\/en\/btcpay-server\/\">BTCPay Server<\/a><\/li>\n<li><a href=\"https:\/\/coincharge.io\/en\/coinsnap-specialist-for-bitcoin-payment-modules\/\">Coinsnap<\/a><\/li>\n<li>Flash<\/li>\n<li>Zaprite<\/li>\n<\/ul>\n[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][vc_column_text css=&#8221;.vc_custom_1767277754415{padding-top: 30px !important;padding-bottom: 30px !important;background-color: #6193C9 !important;}&#8221;]\n<h2 style=\"text-align: center;\"><strong>Why retailers should rely on self-custody<\/strong><\/h2>\n[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][vc_column_text css=&#8221;&#8221;]The self-custody model offers clear advantages for retailers:[\/vc_column_text][vc_column_text css=&#8221;.vc_custom_1767277793625{margin-left: 50px !important;}&#8221;]\n<ul>\n<li>No purchase interruption due to registration processes<\/li>\n<li>Faster payments<\/li>\n<li>Better conversion<\/li>\n<li>No unnecessary storage of customer data<\/li>\n<li>Clear separation between payment and customer data<\/li>\n<\/ul>\n[\/vc_column_text][vc_column_text css=&#8221;&#8221;]\ud83d\udc49 For the delivery of an order, the data that the retailer <strong>needs anyway<\/strong> is sufficient.<br \/>\nAny additional payer data must remain protected.[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][vc_column_text css=&#8221;.vc_custom_1767277835915{padding-top: 30px !important;padding-bottom: 30px !important;background-color: #6193C9 !important;}&#8221;]\n<h2 style=\"text-align: center;\"><strong>Conclusion: self-custody is key<\/strong><\/h2>\n[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][vc_column_text css=&#8221;&#8221;]Regulation <strong>does not<\/strong> lead <strong>to the end of private Bitcoin payments<\/strong>, but to a <strong>clear separation of the models<\/strong>.<\/p>\n<p><strong>For payers<\/strong>:[\/vc_column_text][vc_column_text css=&#8221;.vc_custom_1767277868588{margin-left: 50px !important;}&#8221;]\n<ul>\n<li>Self-custody of Bitcoin<\/li>\n<li>Use self-custody lightning wallets for payments<\/li>\n<\/ul>\n[\/vc_column_text][vc_column_text css=&#8221;&#8221;]<strong>For dealers:<\/strong>[\/vc_column_text][vc_column_text css=&#8221;.vc_custom_1767277891147{margin-left: 50px !important;}&#8221;]\n<ul>\n<li>Choose self-custody payment provider<\/li>\n<li>Enable open peer-to-peer payments<\/li>\n<\/ul>\n[\/vc_column_text][vc_column_text css=&#8221;&#8221;]<strong>Self-custody is the trump card &#8211; <\/strong>for storage, payment and acceptance of Bitcoin.[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][vc_column_text css=&#8221;.vc_custom_1767367900555{padding-top: 30px !important;padding-bottom: 30px !important;background-color: #6193C9 !important;}&#8221;]\n<h2 style=\"text-align: center;\"><strong>Frequently asked questions about the Travel Rule &amp; Bitcoin payments (FAQ)<\/strong><\/h2>\n[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][vc_column_text css=&#8221;&#8221;]\n<h4 data-start=\"501\" data-end=\"574\">\u2753 Do I have to enter my personal data with every Bitcoin payment?<\/h4>\n<p data-start=\"576\" data-end=\"807\"><strong data-start=\"576\" data-end=\"585\">No.<\/strong><br data-start=\"585\" data-end=\"588\" \/>Personal data must <strong data-start=\"613\" data-end=\"659\">only be collected and forwarded<\/strong> if the payment involves <strong data-start=\"682\" data-end=\"729\">a regulated crypto service provider (CASP)<\/strong> that stores Bitcoin for its customers or carries out transfers.<\/p>\n<p data-start=\"809\" data-end=\"936\"><strong data-start=\"888\" data-end=\"935\">No personal data is passed on<\/strong> for payments <strong data-start=\"823\" data-end=\"880\">between two self-custody wallets<\/strong>.<\/p>\n[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][vc_column_text css=&#8221;&#8221;]\n<h4 data-start=\"943\" data-end=\"1013\">\u2753 Does the Travel Rule also apply to private wallet-to-wallet payments?<\/h4>\n<p data-start=\"1015\" data-end=\"1142\"><strong data-start=\"1015\" data-end=\"1024\">No.<\/strong><br data-start=\"1024\" data-end=\"1027\" \/>The Travel Rule is aimed exclusively at <strong data-start=\"1074\" data-end=\"1115\">Crypto Asset Service Providers (CASPs)<\/strong> &#8211; not at private users.<\/p>\n<p data-start=\"1144\" data-end=\"1262\">Peer-to-peer payments between self-custody wallets (on-chain or lightning) are <strong data-start=\"1230\" data-end=\"1261\">not subject to the travel rule<\/strong>.<\/p>\n[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][vc_column_text css=&#8221;&#8221;]\n<h4 data-start=\"943\" data-end=\"1013\">\u2753 What is the difference between custody and self-custody?<\/h4>\n[\/vc_column_text][vc_column_text css=&#8221;.vc_custom_1767367146166{margin-left: 50px !important;}&#8221;]\n<ul>\n<li data-start=\"1334\" data-end=\"1445\">\n<p data-start=\"1336\" data-end=\"1445\"><strong data-start=\"1336\" data-end=\"1366\">Custody (third-party custody):<\/strong><br data-start=\"1366\" data-end=\"1369\" \/>A provider stores your Bitcoin for you \u2192 KYC &amp; Travel Rule relevant.<\/p>\n<\/li>\n<li data-start=\"1447\" data-end=\"1572\">\n<p data-start=\"1449\" data-end=\"1572\"><strong data-start=\"1449\" data-end=\"1485\">Self-custody:<\/strong><br data-start=\"1485\" data-end=\"1488\" \/>You hold the private keys yourself \u2192 no disclosure of data required.<\/p>\n<\/li>\n<\/ul>\n[\/vc_column_text][vc_column_text css=&#8221;&#8221;]The form of custody determines <strong data-start=\"1611\" data-end=\"1645\">whether data must be collected<\/strong>.[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][vc_column_text css=&#8221;&#8221;]\n<h4 data-start=\"1653\" data-end=\"1740\">\u2753 Why do some payment providers require registration or KYC when paying?<\/h4>\n<p data-start=\"1742\" data-end=\"1879\">Some payment providers are themselves <strong data-start=\"1778\" data-end=\"1791\">subject to custodial<\/strong> and regulatory obligations to identify payers and monitor payments.<\/p>\n<p data-start=\"1881\" data-end=\"2033\">In these cases, the payer <strong data-start=\"1914\" data-end=\"1950\">becomes the customer of the payment provider<\/strong> and the Bitcoin payment takes place within a <strong data-start=\"2001\" data-end=\"2026\">closed system<\/strong>.<\/p>\n[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][vc_column_text css=&#8221;&#8221;]\n<h4 data-start=\"2040\" data-end=\"2111\">\u2753 What data is forwarded with a CASP-to-CASP payment?<\/h4>\n<p data-start=\"2113\" data-end=\"2188\">In a Bitcoin transaction between two CASPs, the data transmitted includes<\/p>\n<p data-start=\"2190\" data-end=\"2218\"><strong data-start=\"2190\" data-end=\"2218\">To the payer (originator):<\/strong><\/p>\n[\/vc_column_text][vc_column_text css=&#8221;.vc_custom_1767367243920{margin-left: 50px !important;}&#8221;]\n<ul>\n<li data-start=\"2221\" data-end=\"2227\">Name<\/li>\n<li data-start=\"2230\" data-end=\"2253\">Wallet or account ID<\/li>\n<li data-start=\"2256\" data-end=\"2287\">Address <strong data-start=\"2264\" data-end=\"2272\">or<\/strong> date of birth<\/li>\n<\/ul>\n[\/vc_column_text][vc_column_text css=&#8221;&#8221;]To the beneficiary:[\/vc_column_text][vc_column_text css=&#8221;.vc_custom_1767367271443{margin-left: 50px !important;}&#8221;]\n<ul>\n<li data-start=\"2322\" data-end=\"2330\">\n<p data-start=\"2324\" data-end=\"2330\">Name<\/p>\n<\/li>\n<li data-start=\"2331\" data-end=\"2356\">\n<p data-start=\"2333\" data-end=\"2356\">Wallet or account ID<\/p>\n<\/li>\n<\/ul>\n[\/vc_column_text][vc_column_text css=&#8221;&#8221;]This data is transferred <strong data-start=\"2377\" data-end=\"2390\">off-chain<\/strong> between the service providers, not via the blockchain.[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][vc_column_text css=&#8221;&#8221;]\n<h4 data-start=\"2466\" data-end=\"2528\">\u2753 Is there a minimum amount from which the Travel Rule applies?<\/h4>\n<p data-start=\"2530\" data-end=\"2663\"><strong data-start=\"2530\" data-end=\"2550\">In the EU: no.<\/strong><br data-start=\"2550\" data-end=\"2553\" \/>The travel rule applies <strong data-start=\"2574\" data-end=\"2599\">regardless of the amount<\/strong> as soon as a transaction takes place <strong data-start=\"2627\" data-end=\"2650\">between two CASPs<\/strong>.<\/p>\n[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][vc_column_text css=&#8221;&#8221;]\n<h4 data-start=\"2670\" data-end=\"2750\">\u2753 What happens when I send Bitcoin to or from a self-custody wallet?<\/h4>\n<p data-start=\"2752\" data-end=\"2845\">In this case, there is <strong data-start=\"2775\" data-end=\"2798\">no second CASP<\/strong> to which data could be forwarded.<\/p>\n<p data-start=\"2847\" data-end=\"3000\">However, the sending CASP can check whether it is actually a self-custody wallet (e.g. by means of a signature or a Satoshi test).<\/p>\n[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][vc_column_text css=&#8221;&#8221;]\n<h4 data-start=\"3007\" data-end=\"3077\">\u2753 Are lightning payments also affected by the Travel Rule?<\/h4>\n<p data-start=\"3079\" data-end=\"3139\"><strong data-start=\"3079\" data-end=\"3139\">Only if they run via a custodial provider.<\/strong><\/p>\n[\/vc_column_text][vc_column_text css=&#8221;.vc_custom_1767367585832{margin-left: 50px !important;}&#8221;]\n<ul>\n<li data-start=\"3141\" data-end=\"3221\">\n<p data-start=\"3143\" data-end=\"3221\"><strong data-start=\"3143\" data-end=\"3178\">Self-custody lightning wallets:<\/strong><br data-start=\"3178\" data-end=\"3181\" \/>no data collection, no travel rule<\/p>\n<\/li>\n<li data-start=\"3223\" data-end=\"3294\">\n<p data-start=\"3225\" data-end=\"3294\"><strong data-start=\"3225\" data-end=\"3257\">Custodial Lightning Wallets:<\/strong><br data-start=\"3257\" data-end=\"3260\" \/>Possible KYC and data obligations<\/p>\n<\/li>\n<\/ul>\n[\/vc_column_text][vc_column_text css=&#8221;&#8221;]Here too, <strong data-start=\"3312\" data-end=\"3363\">whoever holds the keys controls the data.<\/strong>[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][vc_column_text css=&#8221;&#8221;]\n<h4 data-start=\"3370\" data-end=\"3429\">\u2753 Is Bitcoin &#8220;no longer anonymous&#8221; due to the travel rule?<\/h4>\n<p data-start=\"3431\" data-end=\"3552\">Bitcoin was never anonymous, but <strong data-start=\"3463\" data-end=\"3476\">pseudonymous<\/strong>.<br data-start=\"3477\" data-end=\"3480\" \/>The travel rule applies to <strong data-start=\"3505\" data-end=\"3522\">service providers<\/strong>, not the Bitcoin protocol.<\/p>\n<p data-start=\"3554\" data-end=\"3657\">Those who store Bitcoin themselves and use peer-to-peer can continue to <strong data-start=\"3623\" data-end=\"3656\">pay without sharing their data.<\/strong><\/p>\n[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][vc_column_text css=&#8221;&#8221;]\n<h4 data-start=\"3664\" data-end=\"3731\">\u2753 What does this mean for merchants who want to accept Bitcoin?<\/h4>\n<p data-start=\"3733\" data-end=\"3796\">Merchants should pay attention to <strong data-start=\"3764\" data-end=\"3795\">how they accept Bitcoin<\/strong>:<\/p>\n[\/vc_column_text][vc_column_text css=&#8221;.vc_custom_1767367687144{margin-left: 50px !important;}&#8221;]\n<ul>\n<li data-start=\"3800\" data-end=\"3853\">Custodial payment provider \u2192 KYC obligation for payers<\/li>\n<li data-start=\"3856\" data-end=\"3917\">Self-custody payment providers \u2192 open peer-to-peer payments<\/li>\n<\/ul>\n[\/vc_column_text][vc_column_text css=&#8221;&#8221;]The choice of payment provider is decisive:[\/vc_column_text][vc_column_text css=&#8221;.vc_custom_1767367711953{margin-left: 50px !important;}&#8221;]\n<ul>\n<li data-start=\"3970\" data-end=\"3981\">Privacy<\/li>\n<li data-start=\"3984\" data-end=\"3999\">Cancellation of payment<\/li>\n<li data-start=\"4002\" data-end=\"4016\">User experience<\/li>\n<\/ul>\n[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][vc_column_text css=&#8221;&#8221;]\n<h4 data-start=\"4023\" data-end=\"4078\">\u2753 Which payment providers support self-custody?<\/h4>\n<p data-start=\"4080\" data-end=\"4129\">Examples of self-custody payment providers are:<\/p>\n[\/vc_column_text][vc_column_text css=&#8221;.vc_custom_1767367758744{margin-left: 50px !important;}&#8221;]\n<ul>\n<li data-start=\"4132\" data-end=\"4145\">BTCPay Server<\/li>\n<li data-start=\"4148\" data-end=\"4156\">Coinsnap<\/li>\n<li data-start=\"4159\" data-end=\"4164\">Flash<\/li>\n<li data-start=\"4167\" data-end=\"4174\">Zaprite<\/li>\n<\/ul>\n[\/vc_column_text][vc_column_text css=&#8221;&#8221;]These providers do not store Bitcoin and do not carry out transfers.[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][vc_column_text css=&#8221;&#8221;]\n<p data-start=\"4255\" data-end=\"4272\">\ud83e\udde9 In short<\/p>\n<blockquote data-start=\"4274\" data-end=\"4420\">\n<p data-start=\"4276\" data-end=\"4420\"><strong data-start=\"4276\" data-end=\"4343\">The Travel Rule regulates service providers &#8211; not Bitcoin itself.<\/strong><br data-start=\"4343\" data-end=\"4346\" \/>Those who use self-custody retain control over Bitcoin <strong data-start=\"4406\" data-end=\"4413\">and<\/strong> data.<\/p>\n<\/blockquote>\n[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][vc_column_text css=&#8221;.vc_custom_1767278511515{padding-top: 30px !important;padding-bottom: 30px !important;background-color: #6193C9 !important;}&#8221;]\n<h2 style=\"text-align: center;\"><strong>Free initial consultation<\/strong><\/h2>\n[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column width=&#8221;1\/2&#8243;][vc_single_image image=&#8221;22926&#8243; img_size=&#8221;medium&#8221; alignment=&#8221;center&#8221; css=&#8221;&#8221;][\/vc_column][vc_column width=&#8221;1\/2&#8243;][vc_column_text css=&#8221;&#8221;]If you would like to accept Bitcoin payments, arrange your free initial consultation with us now.[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][\/vc_column][\/vc_row]\n<\/div>","protected":false},"excerpt":{"rendered":"<p>[vc_row][vc_column][vc_column_text css=&#8221;.vc_custom_1767279980755{padding-top: 30px !important;padding-bottom: 30px !important;background-color: #6193C9 !important;}&#8221;] Travel Rule What information must be disclosed when making a Bitcoin payment? [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":23014,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"content-type":"","footnotes":""},"categories":[55,111],"tags":[],"class_list":["post-23021","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-bitcoin-en","category-payment-processing"],"_links":{"self":[{"href":"https:\/\/coincharge.io\/en\/wp-json\/wp\/v2\/posts\/23021","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/coincharge.io\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/coincharge.io\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/coincharge.io\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/coincharge.io\/en\/wp-json\/wp\/v2\/comments?post=23021"}],"version-history":[{"count":11,"href":"https:\/\/coincharge.io\/en\/wp-json\/wp\/v2\/posts\/23021\/revisions"}],"predecessor-version":[{"id":23113,"href":"https:\/\/coincharge.io\/en\/wp-json\/wp\/v2\/posts\/23021\/revisions\/23113"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/coincharge.io\/en\/wp-json\/wp\/v2\/media\/23014"}],"wp:attachment":[{"href":"https:\/\/coincharge.io\/en\/wp-json\/wp\/v2\/media?parent=23021"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/coincharge.io\/en\/wp-json\/wp\/v2\/categories?post=23021"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/coincharge.io\/en\/wp-json\/wp\/v2\/tags?post=23021"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}